About

Ohio Senior Insurance

Ohio Senior Insurance is a full-service Life and Health Agency, proudly serving Ohio with a dedicated team of Independent Broker/Agents.  We specialize in guiding clients through every phase of retirement with personalized care and expert knowledge. 

Our team includes Social Security Analysts, seasoned Medicare Specialists, and a trusted Financial Fiduciary team - all committed to helping you make informed decisions for a secure and confident future. 

We offer a wide range of services including Medicare and Rx plans, Dental/Vision, Long Term Care, Home Healthcare, and a host of financial products all with your needs in mind. 

Whether you are just beginning to plan or are well into retirement, we're here to support your journey every step of the way! 

Our team is available to meet with you your way.  In office, in home as well as online and telephone appointments are available.  All of our services are free to our clients! 

Learn more about Ohio Senior Insurance and how we may be able to help you!

Fill out our  online form to request our services or contact either of our offices in  Findlay or  Defiance.

Denice Hamilton-Short, CLTC, RSSA has almost two decades of experience helping clients with Medicare and Retirement Planning, assisting thousands of people throughout the State of Ohio.

She is the Founder and Owner of Ohio Senior Insurance and has received several industry accolades during her insurance career.  Beginning with achieving Banker's Life and Casualty Rookie of the Year, as well as a Top Producer from several insurance companies, including the Aetna Frontrunner Award, Medical Mutual Top Producer  and Anthem Mega-Star and most recently Anthem's Top Producer in Northwest Ohio.  She is a respected and seasoned veteran in her field.   

Denice holds a National Certification in Long-Term Care Planning and was inducted into the Senior Market Sales President's Club  in 2022. She has a background in hospital management and corporate experience, which has helped her assist clients with healthcare and financial planning decisions while mentoring new agents.

Over the years, Denice has seen many changes in the Medicare and Financial Planning industry.  She brings that valuable knowledge and insight to those she serves.  She is constantly investing in herself and the Ohio Senior Insurance agents to development new skills as the industry changes.   

In 2025, Denice also obtained her Registered Social Security Analyst (RSSA) designation. 

She is licensed in Ohio, Indiana, Michigan, Tennessee, Florida, Arizona, and Alabama and plans to expand services and teams across the country.

Denice has two sons, Joshua (daughter-in-law, Aspen) and Matthew.  She is also the proud grandmother to two amazing grandchildren, Elizabeth and Henry. 

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Kellee Ott, CLTC, RSSA joined Ohio Senior Insurance in 2018.  She quickly built a strong client base through her dedication to education and understanding customers' needs within the Medicare industry.  Kellee now serves hundreds of Ohio Senior Insurance clients throughout Ohio and Michigan.  For her solid effort, Kellee was Awarded the Anthem Rookie Rising Star in 2019 for outstanding service and continues to be a Top Producer for Ohio Senior Insurance. 

Kellee continually expands her knowledge to offer a broader range of services and products to her clients during their retirement.  She is certified with the Federal Marketplace/ACA  Plans for those healthcare coverage for those under age 65 (and not yet on Medicare.)  She is also certified in Long Term Care Planning and has most recently achieved her Registered Social Security Analyst (RSSA) Certification.   

Kellee holds a Bachelor Degree in both Accounting and Business Administration with over 15 years of customer service experience and real estate experience that serves her well at Ohio Senior Insurance.

Kellee is an Independent Licensed Agent with Ohio Senior Insurance and is licensed in Ohio, Michigan, and Florida.

Kellee’s passion is helping clients understand their health and wealth options , relieving their stress, and guiding them to the right coverage to meet their needs.

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Liz Baldridge joined the team at Ohio Senior Insurance in 2022.  She brings 30 years of customer service experience from the restaurant and hospitality industry to Ohio Senior Insurance. Her background allows her to quickly connect with her clients to learn about their retirement needs. 

As a Medicare Specialist, Liz works with her clients to navigate Medicare, sharing their options from multiple carriers and identifying the differences.  She is available to her clients every step of the way.  From taking that first step to enroll into Medicare; selecting a suitable plan as well as providing Annual Reviews, she provides her clients with peace of mind during retirement.

Liz genuinely values her client relationships, treating them like friends and enjoying regular check-ins with them. She is passionate about helping people save money and ensuring their insurance dollars go as far as possible. Since obtaining her Ohio Insurance License and beginning her career with Ohio Senior Insurance, Liz has found the opportunity to help people with their insurance coverage to be incredibly rewarding.

Liz enjoys spending time with her husband, Todd, and their children -  especially the new grandbaby.  You can find Liz enjoying the Port Clinton area in her spare time. 

Liz is licensed in the State of Ohio. 

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Stephanie is a native of the Defiance, Ohio area and brings over 23 years of diverse healthcare experience to her role as a licensed agent with Ohio Senior Insurance. Before joining the team, she worked in a variety of healthcare settings, including nursing homes, hospitals, physician offices, pharmacies, and home healthcare. With a deep understanding of Medicare and a commitment to client-focused service, I specialize in helping individuals navigate their Medicare options with clarity and confidence. From Original Medicare to Medicare Advantage, Part D prescription plans, and supplemental coverage (Medigap), I provide tailored guidance to ensure each client receives the coverage that best fits their healthcare needs and financial goals. Whether you’re new to Medicare or reviewing your current plan, I’m here to simplify the process, explain your choices in plain language, and be a trusted resource every step of the way.

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Hello, my name is Amanda Nigh, I am an Insurance Agent with over 3 years of experience serving the states of Ohio and Florida. I have lived in Ohio with my Husband Bill and our 3 children for over 12 years. I enjoy building new relationships with clients, and aways making sure to provide them with the best insurance to suit their specific needs. I became an insurance agent to simplify choices for clients, eliminating confusion and frustration while providing security.

Some of the areas I can assist in include signing up for Social Security Retirement, enrolling in Medicare, and Life and Medicare Insurance policy coverage. I have extensive experience in the healthcare industry, and nursing home care. My personal experience helping family and friends with healthcare and insurance encouraged me to become a license insurance agent.

In my spare time you can find me gardening, cooking, or volunteering at the local Veterans of Foreign wars. I enjoy giving back to the community and working with a great team at Ohio Senior Insurance.

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Matthew joined the Ohio Senior Insurance Team in 2022 after attending Bowling Green State University majoring in Business Administration. 

Matthew is a dedicated and knowledgeable insurance professional with 3 years of first-hand experience in the life and health insurance industry.  Certified in the Federal Marketplace/ACA insurance program, he is committed to helping individuals and families navigate their health coverage options with confidence and clarity. 

In addition to his ACA expertise, Matthew provides personalized support to Medicare beneficiaries ensuring they understand and select plans that best fit their needs.  He also offers guidance on a variety of life insurance solutions helping clients plan for the future and protect what matters most. 

Matthew continues to develop new skills in the insurance industry and is currently working towards his Investment Advisor designation to further assist his clients. 

Known for his approachable demeanor and attention to detail, Matthew takes pride in providing reliable client-focused service to his clients.

Matthew is an avid sports fan and enjoys golfing at any opportunity. 

Talk To Matthew