If you have health insurance through current employment at age 65, you may be eligible to delay Medicare Part B enrollment without incurring a late enrollment penalty. This is referred to as a Special Enrollment Period (SEP). However, it's advisable to consult with our insurance specialists to ensure you make the best decision for your specific situation.

Individuals with dual eligibility, meaning they have both Medicare and Medicaid coverage, typically have comprehensive health coverage. However, individual circumstances may vary. We recommend scheduling a consultation with our experienced team to review your specific needs and ensure you have optimal coverage.

Medicare Supplement Plans, also known as Medigap, vary in their coverage, premiums, and availability. While all these plans assist in covering out-of-pocket costs not covered by Original Medicare (Parts A and B), the specifics of each plan differ. Our insurance professionals can help you navigate these differences to find the most suitable plan for your needs.