Long-Term Care Insurance (LTCI)

Secure Your Future with Long-Term Care Insurance

At Ohio Senior Insurance, we understand the importance of planning for your long-term care needs. Long-term care insurance (LTCI) is a crucial component of comprehensive financial planning, designed to cover extended medical care costs that traditional health insurance, Medicare, or Medicaid may not. Our experienced team serves Northwest Ohio, providing expert guidance on LTCI options that can protect your savings and offer more choices for your care. With the likelihood that three out of five people will require some form of facility care in their lifetime, it's essential to be prepared. LTCI offers you:

• Coverage for Alzheimer's and dementia care
• Protection for intermediate and custodial care needs
• Options for at-home and rehabilitation services
• Assistance with Activities of Daily Living (ADLs)
• Potential tax-deductible premiums
• Customized policies to suit your needs

Don't leave your future care to chance. Reach out to Ohio Senior Insurance to explore your long-term care options. Virtual consultations are now available for your convenience.

Navigating the Complexities of Long-Term Care

Long-term care needs can arise unexpectedly, and many individuals are unprepared for the financial impact. Ohio Senior Insurance is here to help you understand and prepare for these potential costs. We focus on educating our clients about the limitations of Medicare, which only covers skilled care and doesn't address many common long-term care needs. Our expertise includes:

• Assessing individual long-term care risks
• Explaining coverage for various care types
• Analyzing the impact on personal savings
• Detailing ADL coverage in policies
• Clarifying tax implications of premiums
• Tailoring policies to specific health concerns

Let Ohio Senior Insurance guide you through the intricacies of long-term care planning. Fill out our online form today to request our services and ensure you're making informed decisions about your future.

Expert Guidance for Your Long-Term Care Strategy

Choosing the right long-term care insurance can be overwhelming, but Ohio Senior Insurance is here to simplify the process. Our team of certified professionals brings over 15 years of experience to the table, ensuring you receive knowledgeable and personalized service. We pride ourselves on our ability to:

• Offer virtual appointments for convenience
• Represent over 30 different insurance companies
• Provide same-day, no-obligation quotes
• Deliver custom, family-oriented service
• Offer insights as Registered Social Security Analysts
• Leverage our status as National Senior Advisory members

Experience the difference that expert, personalized care can make in your long-term planning. Reach out to Ohio Senior Insurance in Findlay or Defiance today to explore your options.

Take the First Step Towards Long-Term Care Security

Your peace of mind is our priority at Ohio Senior Insurance. As a locally owned, family-operated, and woman-led business since 2010, we understand the importance of trust and personal attention in insurance matters. Our award-winning service and commitment to client education set us apart in the complex world of long-term care insurance. Don't wait to secure your future. Contact Ohio Senior Insurance now to begin your journey towards comprehensive long-term care coverage that protects you and your loved ones.